Al-Etihad Cooperative Insurance Company / Fundamentals

    Income statement

    Net revenue
    €310.61M
    Cost of goods sold
    €10.98M
    Gross profit
    €299.63M
    SG&A expenses
    €2.60M
    R&D expenses
    €0.00
    EBITDA
    €90.97M
    D&A
    €1.37M
    EBIT
    €167.40M
    Interest expenses
    €32.08K
    EBT
    €10.09M
    Tax expenses
    €2.17M
    Net income
    €7.92M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€2.60M
    Changes in working capital
    -€78.32M
    Operating cash flow
    -€70.47M
    Capex
    €1.18M
    Other investing cash flow
    €87.59M
    Net investing cash flow
    €86.42M
    Total cash dividends paid
    -€6.19M
    Issuance of common stock
    €0.00
    Debt repayment
    €0.00
    Other financing cash flow
    €0.00
    Net financing cash flow
    -€6.19M
    Foreign exchange effects
    €0.00
    Net change in cash
    €9.76M
    Cash at end of period
    €28.22M
    Free cash flow
    -€69.29M

    Balance sheet

    Cash and cash equivalents
    €28.22M
    Cash and short-term investments
    €44.21M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€44.21M
    Total current assets
    €0.00
    Property, plant & equipment
    €6.68M
    Goodwill
    €1.03M
    Intangible assets
    €0.00
    Long-term investments
    €129.42M
    Other non-current assets
    -€137.13M
    Total non-current assets
    €0.00
    Total assets
    €350.11M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €1.56M
    Deferred tax liabilities
    €3.95M
    Other non-current liabilities
    -€5.51M
    Total non-current liabilities
    €0.00
    Total liabilities
    €189.19M
    Common stock
    €114.58M
    Retained earnings
    €23.02M
    Other equity
    €0.00
    Total equity
    €160.92M
    Total liabilities and shareholders' equity
    €350.11M

    Company information

    Market capitalization
    €651.00M
    Employees
    141
    Enterprise Value
    €567.93M

    Company ratios

    Gross margin
    96.5% Much better than peer group: 44.7%
    EBITDA margin
    29.3% Much better than peer group: 9.0%
    EBIT margin
    53.9% Much better than peer group: -3.8%
    EBT margin
    3.2% Better than peer group: -4.5%
    Net margin
    2.5% Better than peer group: -17.3%
    ROE
    4.9% Much worse than peer group: 54.1%
    ROA
    2.3% Even with peer group: 0.3%
    Asset turnover
    88.7% Much better than peer group: 38.2%
    FCF margin
    -23.1% Much worse than peer group: 1.3%
    FCF yield
    -11.0%
    Efficiency ratio
    70.7%
    Net sales per employee
    €2.20M
    Net income per employee
    €56.16K

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