Al Rajhi Company for Cooperative Insurance / Fundamentals

    Income statement

    Net revenue
    €1.17B
    Cost of goods sold
    €30.07M
    Gross profit
    €1.14B
    SG&A expenses
    €110.52M
    R&D expenses
    €0.00
    EBITDA
    €388.86M
    D&A
    €9.16M
    EBIT
    €396.45M
    Interest expenses
    €0.00
    EBT
    €61.49M
    Tax expenses
    -€14.95M
    Net income
    €76.44M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    €785.30K
    Changes in working capital
    -€635.88M
    Operating cash flow
    -€544.63M
    Capex
    €33.39M
    Other investing cash flow
    -€45.05M
    Net investing cash flow
    €563.68M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    -€546.98K
    Other financing cash flow
    -€2.95M
    Net financing cash flow
    -€2.95M
    Foreign exchange effects
    €0.00
    Net change in cash
    €16.11M
    Cash at end of period
    €151.07M
    Free cash flow
    -€511.24M

    Balance sheet

    Cash and cash equivalents
    €158.89M
    Cash and short-term investments
    €216.69M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€216.69M
    Total current assets
    €0.00
    Property, plant & equipment
    €15.83M
    Goodwill
    €0.00
    Intangible assets
    €53.29M
    Long-term investments
    €601.81M
    Other non-current assets
    -€670.93M
    Total non-current assets
    €0.00
    Total assets
    €3.14B
    Accounts payable
    €1.33M
    Short-term debt
    €0.00
    Other current liabilities
    -€1.33M
    Total current liabilities
    €0.00
    Long-term debt
    €7.21M
    Deferred tax liabilities
    €6.00M
    Other non-current liabilities
    -€13.21M
    Total non-current liabilities
    €0.00
    Total liabilities
    €2.62B
    Common stock
    €229.15M
    Retained earnings
    €197.21M
    Other equity
    €0.00
    Total equity
    €522.54M
    Total liabilities and shareholders' equity
    €3.14B

    Company information

    Market capitalization
    €11.48B
    Employees
    115
    Enterprise Value
    €11.01B

    Company ratios

    Gross margin
    97.4% Better than peer group: 86.6%
    EBITDA margin
    33.1% Better than peer group: 19.4%
    EBIT margin
    33.8% Even with peer group: 29.4%
    EBT margin
    5.2% Much worse than peer group: 27.5%
    Net margin
    6.5% Worse than peer group: 26.1%
    ROE
    14.6% Even with peer group: 15.6%
    ROA
    2.4% Even with peer group: 5.2%
    Asset turnover
    37.4% Worse than peer group: 54.6%
    FCF margin
    -49.3% Much worse than peer group: 30.0%
    FCF yield
    -5.0%
    Efficiency ratio
    66.9%
    Net sales per employee
    €10.20M
    Net income per employee
    €664.69K

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