Al Sagr Cooperative Insurance Company / Fundamentals

    Income statement

    Net revenue
    €121.98M
    Cost of goods sold
    €2.39M
    Gross profit
    €119.59M
    SG&A expenses
    €2.23M
    R&D expenses
    €0.00
    EBITDA
    €1.43M
    D&A
    €732.74K
    EBIT
    €28.20M
    Interest expenses
    €6.34K
    EBT
    €3.42M
    Tax expenses
    €1.93M
    Net income
    €1.49M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€2.33M
    Changes in working capital
    €2.44M
    Operating cash flow
    €3.07M
    Capex
    €1.49M
    Other investing cash flow
    -€6.99M
    Net investing cash flow
    -€17.21M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    -€125.52K
    Other financing cash flow
    €34.84M
    Net financing cash flow
    €34.84M
    Foreign exchange effects
    €0.00
    Net change in cash
    €20.71M
    Cash at end of period
    €57.24M
    Free cash flow
    €4.56M

    Balance sheet

    Cash and cash equivalents
    €57.24M
    Cash and short-term investments
    €82.79M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€82.79M
    Total current assets
    €0.00
    Property, plant & equipment
    €2.26M
    Goodwill
    €5.85M
    Intangible assets
    €1.91M
    Long-term investments
    €35.94M
    Other non-current assets
    -€45.95M
    Total non-current assets
    €0.00
    Total assets
    €165.69M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €903.31K
    Deferred tax liabilities
    €5.92M
    Other non-current liabilities
    -€6.82M
    Total non-current liabilities
    €0.00
    Total liabilities
    €77.32M
    Common stock
    €68.75M
    Retained earnings
    €2.50M
    Other equity
    €0.00
    Total equity
    €88.37M
    Total liabilities and shareholders' equity
    €165.69M

    Company information

    Market capitalization
    €373.80M
    Employees
    70
    Enterprise Value
    €110.04M

    Company ratios

    Gross margin
    98.0% Better than peer group: 79.1%
    EBITDA margin
    1.2% Worse than peer group: 8.3%
    EBIT margin
    23.1% Better than peer group: 8.5%
    EBT margin
    2.8% Even with peer group: 1.4%
    Net margin
    1.2% Even with peer group: 0.6%
    ROE
    1.7% Better than peer group: -11.8%
    ROA
    0.9% Even with peer group: -1.4%
    Asset turnover
    73.6% Better than peer group: 55.2%
    FCF margin
    1.3% Even with peer group: 0.5%
    FCF yield
    0.4%
    Efficiency ratio
    98.8%
    Net sales per employee
    €1.74M
    Net income per employee
    €21.31K

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