Allianz Saudi Fransi Cooperative Insurance Company / Fundamentals

    Income statement

    Net revenue
    €151.25M
    Cost of goods sold
    €2.84M
    Gross profit
    €148.41M
    SG&A expenses
    €13.57M
    R&D expenses
    €0.00
    EBITDA
    €55.59M
    D&A
    €1.16M
    EBIT
    €84.24M
    Interest expenses
    €0.00
    EBT
    €6.88M
    Tax expenses
    €2.50M
    Net income
    €4.38M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€4.17M
    Changes in working capital
    -€34.38M
    Operating cash flow
    -€30.16M
    Capex
    €1.19M
    Other investing cash flow
    -€5.92M
    Net investing cash flow
    €11.78M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    €0.00
    Other financing cash flow
    -€905.61K
    Net financing cash flow
    -€998.24K
    Foreign exchange effects
    €0.00
    Net change in cash
    -€19.38M
    Cash at end of period
    €11.03M
    Free cash flow
    -€28.96M

    Balance sheet

    Cash and cash equivalents
    €11.03M
    Cash and short-term investments
    €26.58M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€26.58M
    Total current assets
    €0.00
    Property, plant & equipment
    €1.66M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €169.45M
    Other non-current assets
    -€171.17M
    Total non-current assets
    €0.00
    Total assets
    €452.15M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €601.23K
    Deferred tax liabilities
    €5.18M
    Other non-current liabilities
    -€5.79M
    Total non-current liabilities
    €0.00
    Total liabilities
    €262.47M
    Common stock
    €137.49M
    Retained earnings
    €28.83M
    Other equity
    €0.00
    Total equity
    €189.68M
    Total liabilities and shareholders' equity
    €452.15M

    Company information

    Market capitalization
    €858.00M
    Employees
    462
    Enterprise Value
    €796.13M

    Company ratios

    Gross margin
    98.1% Better than peer group: 90.6%
    EBITDA margin
    36.8% Much better than peer group: 14.9%
    EBIT margin
    55.7% Much better than peer group: 23.1%
    EBT margin
    4.5% Worse than peer group: 14.4%
    Net margin
    2.9% Even with peer group: 7.7%
    ROE
    2.3% Even with peer group: 6.8%
    ROA
    1.0% Even with peer group: 0.9%
    Asset turnover
    33.5% Even with peer group: 38.1%
    FCF margin
    -20.7% Worse than peer group: -0.9%
    FCF yield
    -3.7%
    Efficiency ratio
    63.2%
    Net sales per employee
    €327.38K
    Net income per employee
    €9.47K

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