Allied Cooperative Insurance Group / Fundamentals

    Income statement

    Net revenue
    €175.98M
    Cost of goods sold
    €3.44M
    Gross profit
    €172.54M
    SG&A expenses
    €50.18K
    R&D expenses
    €0.00
    EBITDA
    -€5.29M
    D&A
    €1.49M
    EBIT
    €38.36M
    Interest expenses
    €0.00
    EBT
    -€6.15M
    Tax expenses
    €515.13K
    Net income
    -€6.67M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€8.45M
    Changes in working capital
    €7.34M
    Operating cash flow
    -€7.89M
    Capex
    €342.35K
    Other investing cash flow
    €145.79M
    Net investing cash flow
    €78.76M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    €0.00
    Other financing cash flow
    -€1.23M
    Net financing cash flow
    -€1.23M
    Foreign exchange effects
    €0.00
    Net change in cash
    €69.64M
    Cash at end of period
    €91.68M
    Free cash flow
    -€7.54M

    Balance sheet

    Cash and cash equivalents
    €91.68M
    Cash and short-term investments
    €106.27M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€106.27M
    Total current assets
    €0.00
    Property, plant & equipment
    €2.63M
    Goodwill
    €0.00
    Intangible assets
    €1.52M
    Long-term investments
    €84.41M
    Other non-current assets
    -€88.56M
    Total non-current assets
    €0.00
    Total assets
    €210.54M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €1.16M
    Deferred tax liabilities
    €1.37M
    Other non-current liabilities
    -€2.53M
    Total non-current liabilities
    €0.00
    Total liabilities
    €148.49M
    Common stock
    €66.68M
    Retained earnings
    -€17.71M
    Other equity
    €0.00
    Total equity
    €62.05M
    Total liabilities and shareholders' equity
    €210.54M

    Company information

    Market capitalization
    €624.00M
    Employees
    258
    Enterprise Value
    €609.00M

    Company ratios

    Gross margin
    98.0% Better than peer group: 82.7%
    EBITDA margin
    -3.0% Worse than peer group: 7.5%
    EBIT margin
    21.8% Better than peer group: 14.3%
    EBT margin
    -3.5% Worse than peer group: 2.9%
    Net margin
    -3.8% Even with peer group: 0.6%
    ROE
    -10.7% Even with peer group: -10.3%
    ROA
    -3.2% Even with peer group: -1.2%
    Asset turnover
    83.6% Much better than peer group: 62.2%
    FCF margin
    -4.7% Worse than peer group: 4.8%
    FCF yield
    -1.3%
    Efficiency ratio
    103.0%
    Net sales per employee
    €682.08K
    Net income per employee
    -€25.84K

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