Bank für Tirol und Vorarlberg AG / Estimates

Fiscal Year	Revenue	Net income	Net margin	Free cash flow	FCF margin
2024	€830.86M +89.6%	€217.83M +13.8%	26.2% -0.17 pp	€292.49M -48.3%	35.2% -0.94 pp
2023	€438.24M +16.8%	€191.44M +135.5%	43.7% +0.22 pp	€565.84M -216.4%	129.1% +2.6 pp
2022	€375.12M +42.5%	€81.29M +1.0%	21.7% -0.089 pp	-€486.32M -807.7%	-129.6% -1.6 pp
2021	€263.20M -12.7%	€80.49M +49.8%	30.6% +0.13 pp	€68.72M -95.9%	26.1% -5.3 pp
2020	€301.65M -3.8%	€53.74M -56.6%	17.8% -0.22 pp	€1.67B +60.9%	553.0% +2.2 pp
2019	€313.54M +6.7%	€123.93M +19.2%	39.5% +0.041 pp	€1.04B +86.0%	330.7% +1.4 pp
2018	€293.92M +8.5%	€103.98M +41.5%	35.4% +0.082 pp	€557.55M +693.4%	189.7% +1.6 pp
2017	€270.79M +2.3%	€73.51M +19.0%	27.1% +0.038 pp	€70.27M -81.8%	26.0% -1.2 pp
2016	€264.63M -24.8%	€61.79M -55.0%	23.4% -0.16 pp	€385.13M +153.0%	145.5% +1.0 pp
2015	€352.02M +38.4%	€137.42M +81.1%	39.0% +0.092 pp	€152.21M -504.6%	43.2% +0.58 pp
2014	€254.43M +21.8%	€75.87M +17.9%	29.8% -0.010 pp	-€37.62M -115.9%	-14.8% -1.3 pp
2013	€208.84M +11.4%	€64.37M +10.1%	30.8% -0.0037 pp	€236.37M -325.0%	113.2% +1.7 pp
2012	€187.41M -4.7%	€58.46M +9.2%	31.2% +0.040 pp	-€105.05M -15,022.2%	-56.1% -0.56 pp
2011	€196.63M +1.1%	€53.54M +8.9%	27.2% +0.020 pp	€704.00K -100.8%	0.4% +0.46 pp
2010	€194.54M +10.4%	€49.18M +2.9%	25.3% -0.018 pp	-€88.57M -121.6%	-45.5% -2.8 pp
2009	€176.21M -10.5%	€47.79M -5.0%	27.1% +0.016 pp	€409.67M +203.5%	232.5% +1.6 pp
2008	€196.83M +7.3%	€50.30M -5.6%	25.6% -0.035 pp	€135.00M -3.9%	68.6% -0.080 pp
2007	€183.48M +9.3%	€53.28M +19.6%	29.0% +0.025 pp	€140.55M -594.5%	76.6% +0.94 pp
2006	€167.79M +8.2%	€44.54M +27.7%	26.5% +0.040 pp	-€28.42M -1,483.0%	-16.9% -0.18 pp
2005	€155.02M	€34.89M	22.5%	€2.06M	1.3%