Buruj Cooperative Insurance Company / Fundamentals

    Income statement

    Net revenue
    €90.66M
    Cost of goods sold
    €0.00
    Gross profit
    €90.66M
    SG&A expenses
    €0.00
    R&D expenses
    €0.00
    EBITDA
    €2.79M
    D&A
    €584.83K
    EBIT
    €17.84M
    Interest expenses
    €0.00
    EBT
    €2.99M
    Tax expenses
    €1.83M
    Net income
    €1.16M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€23.68M
    Changes in working capital
    €36.91M
    Operating cash flow
    €15.38M
    Capex
    €15.15K
    Other investing cash flow
    €1.92M
    Net investing cash flow
    €5.53M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    €0.00
    Other financing cash flow
    -€144.94K
    Net financing cash flow
    -€144.94K
    Foreign exchange effects
    €0.00
    Net change in cash
    €20.62M
    Cash at end of period
    €66.78M
    Free cash flow
    €15.40M

    Balance sheet

    Cash and cash equivalents
    €66.78M
    Cash and short-term investments
    €81.36M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€81.36M
    Total current assets
    €0.00
    Property, plant & equipment
    €1.87M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €54.82M
    Other non-current assets
    -€56.68M
    Total non-current assets
    €0.00
    Total assets
    €204.16M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €413.52K
    Deferred tax liabilities
    €710.64K
    Other non-current liabilities
    -€1.12M
    Total non-current liabilities
    €0.00
    Total liabilities
    €94.23M
    Common stock
    €68.75M
    Retained earnings
    €12.50M
    Other equity
    €0.00
    Total equity
    €109.93M
    Total liabilities and shareholders' equity
    €204.16M

    Company information

    Market capitalization
    €517.20M
    Employees
    55
    Enterprise Value
    €303.29M

    Company ratios

    Gross margin
    100.0% Better than peer group: 83.9%
    EBITDA margin
    3.1% Worse than peer group: 11.2%
    EBIT margin
    19.7% Even with peer group: 17.7%
    EBT margin
    3.3% Even with peer group: 2.5%
    Net margin
    1.3% Even with peer group: 2.3%
    ROE
    1.1% Better than peer group: -6.0%
    ROA
    0.6% Even with peer group: -0.3%
    Asset turnover
    44.4% Worse than peer group: 58.0%
    FCF margin
    17.0% Better than peer group: 1.9%
    FCF yield
    3.0%
    Efficiency ratio
    96.9%
    Net sales per employee
    €1.65M
    Net income per employee
    €21.09K

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