Carter Bankshares, Inc. / Fundamentals

    Income statement

    Net revenue
    €208.71M
    Cost of goods sold
    €86.10M
    Gross profit
    €122.61M
    SG&A expenses
    €57.27M
    R&D expenses
    €0.00
    EBITDA
    €36.09M
    D&A
    €6.26M
    EBIT
    €29.83M
    Interest expenses
    €92.24M
    EBT
    €29.83M
    Tax expenses
    €6.10M
    Net income
    €23.74M

    Cash flow statement

    Net deferred tax
    €3.55M
    Non-cash items
    -€4.51M
    Changes in working capital
    -€8.54M
    Operating cash flow
    €22.05M
    Capex
    €7.17M
    Other investing cash flow
    -€153.50M
    Net investing cash flow
    -€137.02M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    -€219.22M
    Other financing cash flow
    €317.81M
    Net financing cash flow
    €98.59M
    Foreign exchange effects
    €0.00
    Net change in cash
    -€16.40M
    Cash at end of period
    €76.36M
    Free cash flow
    €29.22M

    Balance sheet

    Cash and cash equivalents
    €76.36M
    Cash and short-term investments
    €661.19M
    Total receivables
    €54.72M
    Inventory
    €0.00
    Other current assets
    €0.00
    Total current assets
    €715.91M
    Property, plant & equipment
    €63.44M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €3.11B
    Other non-current assets
    €143.97M
    Total non-current assets
    €3.32B
    Total assets
    €4.03B
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €3.60B
    Total current liabilities
    €3.60B
    Long-term debt
    €47.19M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €36.55M
    Total non-current liabilities
    €83.74M
    Total liabilities
    €3.69B
    Common stock
    €19.87M
    Retained earnings
    €293.92M
    Other equity
    -€48.37M
    Total equity
    €344.72M
    Total liabilities and shareholders' equity
    €4.03B

    Company information

    Market capitalization
    €344.50M
    Employees
    680
    Enterprise Value
    €300.30M

    Company ratios

    Gross margin
    58.7% Much worse than peer group: 79.4%
    EBITDA margin
    17.3% Worse than peer group: 25.4%
    EBIT margin
    14.3% Worse than peer group: 26.9%
    EBT margin
    14.3% Worse than peer group: 24.0%
    Net margin
    11.4% Worse than peer group: 17.7%
    ROE
    6.9% Even with peer group: 8.3%
    ROA
    0.6% Even with peer group: 0.9%
    Asset turnover
    5.2% Even with peer group: 5.1%
    FCF margin
    7.1% Worse than peer group: 18.8%
    FCF yield
    4.3%
    Efficiency ratio
    82.7%
    Net sales per employee
    €306.93K
    Net income per employee
    €34.91K

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