Cullen/Frost Bankers, Inc. / Fundamentals
Income statement
- Net revenue
€2.46B - Cost of goods sold
€706.89M - Gross profit
€1.75B - SG&A expenses
€724.17M - R&D expenses
€0.00 - EBITDA
€684.66M - D&A
€72.48M - EBIT
€612.18M - Interest expenses
€651.63M - EBT
€612.18M - Tax expenses
€99.29M - Net income
€512.89M
Cash flow statement
- Net deferred tax
-€7.24M - Non-cash items
€66.52M - Changes in working capital
-€486.02M - Operating cash flow
€175.88M - Capex
€112.01M - Other investing cash flow
-€1.31B - Net investing cash flow
-€2.25B - Total cash dividends paid
-€215.34M - Issuance of common stock
€0.00 - Debt repayment
€436.48M - Other financing cash flow
€1.38B - Net financing cash flow
€1.55B - Foreign exchange effects
€0.00 - Net change in cash
-€524.33M - Cash at end of period
€6.74B - Free cash flow
€287.89M
Balance sheet
- Cash and cash equivalents
€6.73B - Cash and short-term investments
€7.94B - Total receivables
€0.00 - Inventory
€0.00 - Other current assets
€0.00 - Total current assets
€7.94B - Property, plant & equipment
€1.09B - Goodwill
€0.00 - Intangible assets
€0.00 - Long-term investments
€32.86B - Other non-current assets
€2.73B - Total non-current assets
€36.68B - Total assets
€44.62B - Accounts payable
€0.00 - Short-term debt
€3.86B - Other current liabilities
€36.37B - Total current liabilities
€40.23B - Long-term debt
€191.24M - Deferred tax liabilities
€0.00 - Other non-current liabilities
€672.59M - Total non-current liabilities
€863.83M - Total liabilities
€41.09B - Common stock
€552.55K - Retained earnings
€3.46B - Other equity
-€968.86M - Total equity
€3.53B - Total liabilities and shareholders' equity
€44.62B
Company information
- Market capitalization
€7.07B - Employees
5.9K - Enterprise Value
€5.08B
Company ratios
- Gross margin
-
71.2% Worse than peer group: 76.7% - EBITDA margin
-
27.9% Even with peer group: 27.8% - EBIT margin
-
24.9% Even with peer group: 24.5% - EBT margin
-
24.9% Even with peer group: 24.1% - Net margin
-
20.9% Even with peer group: 18.1% - ROE
-
14.5% Even with peer group: 10.3% - ROA
-
1.1% Even with peer group: 1.1% - Asset turnover
-
5.5% Even with peer group: 6.5% - FCF margin
-
2.6% Worse than peer group: 20.6% - FCF yield
0.9% - Efficiency ratio
72.1% - Net sales per employee
-
€419.47K - Net income per employee
-
€87.61K