Elmira Savings Bank / Fundamentals

    Income statement

    Net revenue
    €8.91M
    Cost of goods sold
    €3.90M
    Gross profit
    €5.01M
    SG&A expenses
    €8.94M
    R&D expenses
    €0.00
    EBITDA
    €10.53M
    D&A
    €652.08K
    EBIT
    €5.98M
    Interest expenses
    €7.60M
    EBT
    €2.28M
    Tax expenses
    €924.92K
    Net income
    €1.35M

    Cash flow statement

    Net deferred tax
    -€317.46K
    Non-cash items
    €993.56K
    Changes in working capital
    €420.42K
    Operating cash flow
    €3.10M
    Capex
    €1.44M
    Other investing cash flow
    -€11.89M
    Net investing cash flow
    -€13.33M
    Total cash dividends paid
    -€703.56K
    Issuance of common stock
    €0.00
    Debt repayment
    €0.00
    Other financing cash flow
    €12.79M
    Net financing cash flow
    €12.09M
    Foreign exchange effects
    €8.58K
    Net change in cash
    €1.86M
    Cash at end of period
    €2.55M
    Free cash flow
    €4.54M

    Balance sheet

    Cash and cash equivalents
    €6.04M
    Cash and short-term investments
    €6.04M
    Total receivables
    €1.67M
    Inventory
    €0.00
    Other current assets
    €208.86M
    Total current assets
    €216.57M
    Property, plant & equipment
    €5.09M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €0.00
    Other non-current assets
    €851.14K
    Total non-current assets
    €5.95M
    Total assets
    €222.52M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €19.23M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €0.00
    Total non-current liabilities
    €19.23M
    Total liabilities
    €209.33M
    Common stock
    €678.68K
    Retained earnings
    €7.26M
    Other equity
    €0.00
    Total equity
    €0.00
    Total liabilities and shareholders' equity
    €222.52M

    Company information

    Market capitalization
    €0.00
    Employees
    109
    Enterprise Value
    -€59.54M

    Company ratios

    Gross margin
    56.2% Much worse than peer group: 76.3%
    EBITDA margin
    118.1% Much better than peer group: 13.6%
    EBIT margin
    67.1% Much better than peer group: 21.0%
    EBT margin
    25.6% Better than peer group: 15.5%
    Net margin
    15.1% Even with peer group: 11.7%
    ROE
    0.0%
    ROA
    0.6% Even with peer group: 0.5%
    Asset turnover
    4.0% Even with peer group: 4.5%
    FCF margin
    18.6% Even with peer group: 22.9%
    FCF yield
    0.0%
    Efficiency ratio
    -18.1%
    Net sales per employee
    €81.79K
    Net income per employee
    €12.37K

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