Gulf Union Alahlia Cooperative Insurance Company / Fundamentals

    Income statement

    Net revenue
    €218.33M
    Cost of goods sold
    €28.07M
    Gross profit
    €190.27M
    SG&A expenses
    €0.00
    R&D expenses
    €0.00
    EBITDA
    €40.30M
    D&A
    €3.24M
    EBIT
    €96.93M
    Interest expenses
    €93.52K
    EBT
    -€9.60M
    Tax expenses
    €2.04M
    Net income
    -€11.64M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€11.52M
    Changes in working capital
    €20.93M
    Operating cash flow
    €3.65M
    Capex
    €1.07M
    Other investing cash flow
    -€1.92M
    Net investing cash flow
    -€2.76M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    -€180.30K
    Other financing cash flow
    -€872.41K
    Net financing cash flow
    -€1.05M
    Foreign exchange effects
    €0.00
    Net change in cash
    -€164.74K
    Cash at end of period
    €5.52M
    Free cash flow
    €4.72M

    Balance sheet

    Cash and cash equivalents
    €5.52M
    Cash and short-term investments
    €34.70M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€34.70M
    Total current assets
    €0.00
    Property, plant & equipment
    €3.16M
    Goodwill
    €15.51M
    Intangible assets
    €8.75M
    Long-term investments
    €101.15M
    Other non-current assets
    -€128.58M
    Total non-current assets
    €0.00
    Total assets
    €268.66M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    -€3.68M
    Total current liabilities
    €0.00
    Long-term debt
    €1.58M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    -€1.58M
    Total non-current liabilities
    €0.00
    Total liabilities
    €139.43M
    Common stock
    €105.17M
    Retained earnings
    -€7.12M
    Other equity
    €0.00
    Total equity
    €129.23M
    Total liabilities and shareholders' equity
    €268.66M

    Company information

    Market capitalization
    €683.83M
    Employees
    328
    Enterprise Value
    €634.45M

    Company ratios

    Gross margin
    87.1% Worse than peer group: 99.6%
    EBITDA margin
    18.5% Much worse than peer group: 55.2%
    EBIT margin
    44.4% Much worse than peer group: 136.1%
    EBT margin
    -4.4% Much worse than peer group: 126.3%
    Net margin
    -5.3% Much worse than peer group: 122.9%
    ROE
    -9.0% Even with peer group: -6.7%
    ROA
    -4.3% Even with peer group: -0.6%
    Asset turnover
    81.3% Much better than peer group: 59.8%
    FCF margin
    1.2% Much better than peer group: -35.2%
    FCF yield
    0.4%
    Efficiency ratio
    81.5%
    Net sales per employee
    €665.66K
    Net income per employee
    -€35.50K

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