Harel Insurance Investments & Financial Services Ltd / Fundamentals

    Income statement

    Net revenue
    €7.36B
    Cost of goods sold
    -€7.57M
    Gross profit
    €7.33B
    SG&A expenses
    €57.70M
    R&D expenses
    €0.00
    EBITDA
    €1.06B
    D&A
    €129.50M
    EBIT
    €845.17M
    Interest expenses
    €192.95M
    EBT
    €740.99M
    Tax expenses
    €236.03M
    Net income
    €502.61M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€1.88B
    Changes in working capital
    €1.76B
    Operating cash flow
    €518.54M
    Capex
    €119.84M
    Other investing cash flow
    -€95.30M
    Net investing cash flow
    -€269.19M
    Total cash dividends paid
    -€117.49M
    Issuance of common stock
    €0.00
    Debt repayment
    €756.92M
    Other financing cash flow
    -€12.01M
    Net financing cash flow
    €596.87M
    Foreign exchange effects
    -€83.55M
    Net change in cash
    €762.66M
    Cash at end of period
    €3.17B
    Free cash flow
    €638.38M

    Balance sheet

    Cash and cash equivalents
    €3.17B
    Cash and short-term investments
    €3.17B
    Total receivables
    €506.79M
    Inventory
    €0.00
    Other current assets
    -€3.68B
    Total current assets
    €0.00
    Property, plant & equipment
    €364.23M
    Goodwill
    €0.00
    Intangible assets
    €760.84M
    Long-term investments
    €34.41B
    Other non-current assets
    -€35.54B
    Total non-current assets
    €0.00
    Total assets
    €42.31B
    Accounts payable
    €0.00
    Short-term debt
    €58.49M
    Other current liabilities
    -€71.80M
    Total current liabilities
    €0.00
    Long-term debt
    €5.10B
    Deferred tax liabilities
    €406.01M
    Other non-current liabilities
    -€5.51B
    Total non-current liabilities
    €0.00
    Total liabilities
    €39.40B
    Common stock
    €106.27M
    Retained earnings
    €2.87B
    Other equity
    -€54.83M
    Total equity
    €2.91B
    Total liabilities and shareholders' equity
    €42.31B

    Company information

    Market capitalization
    €14.73B
    Employees
    5.2K
    Enterprise Value
    €23.48B

    Company ratios

    Gross margin
    99.6% Even with peer group: 101.6%
    EBITDA margin
    14.5% Even with peer group: 13.6%
    EBIT margin
    11.5% Much worse than peer group: 41.6%
    EBT margin
    10.1% Worse than peer group: 22.6%
    Net margin
    6.8% Worse than peer group: 14.0%
    ROE
    17.3% Better than peer group: 11.5%
    ROA
    1.2% Even with peer group: 0.7%
    Asset turnover
    17.4% Better than peer group: 8.2%
    FCF margin
    5.4% Worse than peer group: 25.3%
    FCF yield
    2.7%
    Efficiency ratio
    85.5%
    Net sales per employee
    €1.43M
    Net income per employee
    €97.44K

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