Howard Bancorp, Inc. / Fundamentals

    Income statement

    Net revenue
    €74.88M
    Cost of goods sold
    €0.00
    Gross profit
    €74.88M
    SG&A expenses
    €29.04M
    R&D expenses
    €0.00
    EBITDA
    €37.85M
    D&A
    €4.42M
    EBIT
    €33.43M
    Interest expenses
    €5.26M
    EBT
    €28.17M
    Tax expenses
    €7.16M
    Net income
    €21.01M

    Cash flow statement

    Net deferred tax
    €2.18M
    Non-cash items
    -€679.54K
    Changes in working capital
    €3.20M
    Operating cash flow
    €30.87M
    Capex
    €1.03M
    Other investing cash flow
    -€15.59M
    Net investing cash flow
    €3.73M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €182.75K
    Debt repayment
    €0.00
    Other financing cash flow
    -€40.53M
    Net financing cash flow
    -€40.53M
    Foreign exchange effects
    €0.00
    Net change in cash
    -€5.94M
    Cash at end of period
    €54.62M
    Free cash flow
    €31.90M

    Balance sheet

    Cash and cash equivalents
    €54.62M
    Cash and short-term investments
    €352.73M
    Total receivables
    €29.40M
    Inventory
    €0.00
    Other current assets
    €1.41B
    Total current assets
    €1.79B
    Property, plant & equipment
    €34.24M
    Goodwill
    €26.98M
    Intangible assets
    €3.44M
    Long-term investments
    €309.45M
    Other non-current assets
    €0.00
    Total non-current assets
    €374.12M
    Total assets
    €2.17B
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €206.55M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €0.00
    Total non-current liabilities
    €206.55M
    Total liabilities
    €1.90B
    Common stock
    €161.30K
    Retained earnings
    €32.76M
    Other equity
    -€1.47M
    Total equity
    €264.42M
    Total liabilities and shareholders' equity
    €2.17B

    Company information

    Market capitalization
    €0.00
    Employees
    235
    Enterprise Value
    €168.09M

    Company ratios

    Gross margin
    100.0% Much better than peer group: 73.0%
    EBITDA margin
    50.5% Much better than peer group: 30.5%
    EBIT margin
    44.6% Better than peer group: 26.4%
    EBT margin
    37.6% Better than peer group: 25.9%
    Net margin
    28.1% Better than peer group: 19.9%
    ROE
    7.9% Even with peer group: 8.5%
    ROA
    1.0% Even with peer group: 0.5%
    Asset turnover
    3.5% Even with peer group: 4.6%
    FCF margin
    39.8% Much better than peer group: 19.8%
    FCF yield
    0.0%
    Efficiency ratio
    49.5%
    Net sales per employee
    €318.65K
    Net income per employee
    €89.41K

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