loanDepot, Inc. / Fundamentals

    Income statement

    Net revenue
    €998.14M
    Cost of goods sold
    -€34.84M
    Gross profit
    €961.37M
    SG&A expenses
    €532.32M
    R&D expenses
    €0.00
    EBITDA
    €42.11M
    D&A
    €27.67M
    EBIT
    €146.95M
    Interest expenses
    €175.64M
    EBT
    -€136.39M
    Tax expenses
    -€24.20M
    Net income
    -€57.61M

    Cash flow statement

    Net deferred tax
    -€38.86M
    Non-cash items
    €1.06M
    Changes in working capital
    -€74.87M
    Operating cash flow
    -€361.11M
    Capex
    €23.36M
    Other investing cash flow
    €40.89M
    Net investing cash flow
    €15.82M
    Total cash dividends paid
    -€2.55M
    Issuance of common stock
    €0.00
    Debt repayment
    -€141.92M
    Other financing cash flow
    €280.19M
    Net financing cash flow
    €131.89M
    Foreign exchange effects
    €0.00
    Net change in cash
    -€61.45M
    Cash at end of period
    €410.21M
    Free cash flow
    -€337.75M

    Balance sheet

    Cash and cash equivalents
    €350.60M
    Cash and short-term investments
    €350.60M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    €0.00
    Total current assets
    €350.60M
    Property, plant & equipment
    €73.58M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €0.00
    Other non-current assets
    €0.00
    Total non-current assets
    €73.58M
    Total assets
    €5.33B
    Accounts payable
    €0.00
    Short-term debt
    €1.92B
    Other current liabilities
    €307.64M
    Total current liabilities
    €2.23B
    Long-term debt
    €1.95B
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €0.00
    Total non-current liabilities
    €0.00
    Total liabilities
    €4.95B
    Common stock
    €206.78K
    Retained earnings
    -€504.09M
    Other equity
    €0.00
    Total equity
    €376.71M
    Total liabilities and shareholders' equity
    €5.33B

    Company information

    Market capitalization
    €368.63M
    Employees
    4.9K
    Enterprise Value
    €5.70B

    Company ratios

    Gross margin
    96.3% Much better than peer group: -6.6%
    EBITDA margin
    4.2% Much worse than peer group: 62.3%
    EBIT margin
    14.7% Much worse than peer group: 460.2%
    EBT margin
    -13.7% Much worse than peer group: 27.1%
    Net margin
    -5.8% Much worse than peer group: 22.2%
    ROE
    -15.3% Much worse than peer group: 153.6%
    ROA
    -1.1% Even with peer group: -1.8%
    Asset turnover
    18.7% Worse than peer group: 28.9%
    FCF margin
    -38.5% Much worse than peer group: 241,966.9%
    FCF yield
    -104.3%
    Efficiency ratio
    95.8%
    Net sales per employee
    €203.70K
    Net income per employee
    -€11.76K

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