Mortgage Advice Bureau (Holdings) plc / Fundamentals

    Income statement

    Net revenue
    €614.04M
    Cost of goods sold
    €447.78M
    Gross profit
    €291.56M
    SG&A expenses
    €89.89M
    R&D expenses
    €0.00
    EBITDA
    €54.42M
    D&A
    €5.99M
    EBIT
    €50.94M
    Interest expenses
    €2.20M
    EBT
    €46.25M
    Tax expenses
    €13.99M
    Net income
    €34.25M

    Cash flow statement

    Net deferred tax
    -€12.66M
    Non-cash items
    €4.73M
    Changes in working capital
    €3.73M
    Operating cash flow
    €67.19M
    Capex
    €1.05M
    Other investing cash flow
    -€6.63M
    Net investing cash flow
    -€16.13M
    Total cash dividends paid
    -€37.29M
    Issuance of common stock
    €0.00
    Debt repayment
    €1.37M
    Other financing cash flow
    -€16.82M
    Net financing cash flow
    -€54.03M
    Foreign exchange effects
    -€25.25M
    Net change in cash
    €25.21M
    Cash at end of period
    €26.19M
    Free cash flow
    €68.24M

    Balance sheet

    Cash and cash equivalents
    €26.19M
    Cash and short-term investments
    €26.19M
    Total receivables
    €3.70M
    Inventory
    €0.00
    Other current assets
    €13.24M
    Total current assets
    €43.13M
    Property, plant & equipment
    €10.57M
    Goodwill
    €65.82M
    Intangible assets
    €56.44M
    Long-term investments
    €16.13M
    Other non-current assets
    €44.03M
    Total non-current assets
    €192.99M
    Total assets
    €192.99M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €58.63M
    Total current liabilities
    €58.63M
    Long-term debt
    €7.96M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €100.16M
    Total non-current liabilities
    €108.12M
    Total liabilities
    €108.12M
    Common stock
    €66.75K
    Retained earnings
    €13.39M
    Other equity
    €6.73M
    Total equity
    €84.87M
    Total liabilities and shareholders' equity
    €192.99M

    Company information

    Market capitalization
    €454.83M
    Employees
    936
    Enterprise Value
    €512.88M

    Company ratios

    Gross margin
    47.5% Worse than peer group: 64.6%
    EBITDA margin
    8.9% Even with peer group: 8.2%
    EBIT margin
    8.3% Even with peer group: 7.7%
    EBT margin
    7.5% Better than peer group: 2.4%
    Net margin
    5.6% Better than peer group: -1.0%
    ROE
    40.4% Much better than peer group: 20.1%
    ROA
    17.7% Even with peer group: 13.1%
    Asset turnover
    318.2% Much better than peer group: 129.6%
    FCF margin
    10.8% Much better than peer group: -199.3%
    FCF yield
    14.5%
    Efficiency ratio
    91.1%
    Net sales per employee
    €656.03K
    Net income per employee
    €36.59K

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