Open Lending Corporation / Fundamentals

    Income statement

    Net revenue
    €13.95M
    Cost of goods sold
    €20.58M
    Gross profit
    -€6.63M
    SG&A expenses
    €55.98M
    R&D expenses
    €5.69M
    EBITDA
    -€57.69M
    D&A
    €1.73M
    EBIT
    -€64.14M
    Interest expenses
    €688.97K
    EBT
    -€64.08M
    Tax expenses
    €57.20M
    Net income
    -€121.28M

    Cash flow statement

    Net deferred tax
    €56.85M
    Non-cash items
    €1.94M
    Changes in working capital
    €59.64M
    Operating cash flow
    €4.30M
    Capex
    €1.91M
    Other investing cash flow
    -€2.24M
    Net investing cash flow
    -€2.58M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    -€6.44M
    Other financing cash flow
    -€1.44M
    Net financing cash flow
    -€11.27M
    Foreign exchange effects
    €0.00
    Net change in cash
    -€9.55M
    Cash at end of period
    €207.07M
    Free cash flow
    €6.21M

    Balance sheet

    Cash and cash equivalents
    €197.91M
    Cash and short-term investments
    €197.91M
    Total receivables
    €19.34M
    Inventory
    €0.00
    Other current assets
    €11.93M
    Total current assets
    €229.17M
    Property, plant & equipment
    €3.49M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €12.78M
    Other non-current assets
    €9.09M
    Total non-current assets
    €25.36M
    Total assets
    €254.54M
    Accounts payable
    €412.70K
    Short-term debt
    €6.44M
    Other current liabilities
    €33.60M
    Total current liabilities
    €40.45M
    Long-term debt
    €112.81M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €143.92M
    Total non-current liabilities
    €146.35M
    Total liabilities
    €186.80M
    Common stock
    €1.10M
    Retained earnings
    -€280.66M
    Other equity
    €0.00
    Total equity
    €67.74M
    Total liabilities and shareholders' equity
    €254.54M

    Company information

    Market capitalization
    €208.43M
    Employees
    205
    Enterprise Value
    €233.23M

    Company ratios

    Gross margin
    -47.6% Much worse than peer group: 50.5%
    EBITDA margin
    -413.7% Much worse than peer group: 24.2%
    EBIT margin
    -459.9% Much worse than peer group: 23.0%
    EBT margin
    -459.4% Much worse than peer group: 25.3%
    Net margin
    -869.6% Much worse than peer group: 11.0%
    ROE
    -179.0% Much worse than peer group: 14.1%
    ROA
    -47.6% Much worse than peer group: 3.9%
    Asset turnover
    5.5% Much worse than peer group: 47.3%
    FCF margin
    17.1% Better than peer group: 11.6%
    FCF yield
    1.1%
    Efficiency ratio
    513.7%
    Net sales per employee
    €68.03K
    Net income per employee
    -€591.59K

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