Palomar Holdings, Inc. / Fundamentals

    Income statement

    Net revenue
    €585.23M
    Cost of goods sold
    €157.02M
    Gross profit
    €426.25M
    SG&A expenses
    €94.31M
    R&D expenses
    €0.00
    EBITDA
    €136.20M
    D&A
    -€61.78K
    EBIT
    €169.23M
    Interest expenses
    €295.15K
    EBT
    €169.08M
    Tax expenses
    €36.16M
    Net income
    €132.91M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    €289.44M
    Changes in working capital
    €0.00
    Operating cash flow
    €326.87M
    Capex
    €6.38M
    Other investing cash flow
    €184.97M
    Net investing cash flow
    -€406.64M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €5.08M
    Debt repayment
    €99.29M
    Other financing cash flow
    €6.56M
    Net financing cash flow
    €108.34M
    Foreign exchange effects
    €0.00
    Net change in cash
    €28.57M
    Cash at end of period
    €69.77M
    Free cash flow
    €333.25M

    Balance sheet

    Cash and cash equivalents
    €69.75M
    Cash and short-term investments
    €1.03B
    Total receivables
    €795.46M
    Inventory
    €0.00
    Other current assets
    -€795.46M
    Total current assets
    €1.03B
    Property, plant & equipment
    €2.51M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €0.00
    Other non-current assets
    €0.00
    Total non-current assets
    €59.06M
    Total assets
    €2.43B
    Accounts payable
    €384.15M
    Short-term debt
    €0.00
    Other current liabilities
    -€384.15M
    Total current liabilities
    €8.58K
    Long-term debt
    €0.00
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €1.70B
    Total non-current liabilities
    €1.70B
    Total liabilities
    €1.70B
    Common stock
    €2.57K
    Retained earnings
    €301.73M
    Other equity
    -€11.70M
    Total equity
    €726.90M
    Total liabilities and shareholders' equity
    €2.43B

    Company information

    Market capitalization
    €3.50B
    Employees
    253
    Enterprise Value
    €4.11B

    Company ratios

    Gross margin
    72.8% Much better than peer group: -643.8%
    EBITDA margin
    23.3% Better than peer group: 7.8%
    EBIT margin
    28.9% Much worse than peer group: 813.5%
    EBT margin
    28.9% Better than peer group: 13.4%
    Net margin
    22.7% Better than peer group: 8.1%
    ROE
    18.3% Better than peer group: 8.1%
    ROA
    5.5% Even with peer group: 2.3%
    Asset turnover
    24.1% Worse than peer group: 39.2%
    FCF margin
    54.8% Better than peer group: 36.3%
    FCF yield
    9.2%
    Efficiency ratio
    76.7%
    Net sales per employee
    €2.31M
    Net income per employee
    €525.35K

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