Pioneer Bancorp, Inc. / Fundamentals

    Income statement

    Net revenue
    €96.94M
    Cost of goods sold
    €17.51M
    Gross profit
    €56.12M
    SG&A expenses
    €23.95M
    R&D expenses
    €0.00
    EBITDA
    €26.44M
    D&A
    €1.60M
    EBIT
    €24.84M
    Interest expenses
    €23.31M
    EBT
    €24.84M
    Tax expenses
    €5.46M
    Net income
    €19.38M

    Cash flow statement

    Net deferred tax
    €145.85K
    Non-cash items
    €959.70K
    Changes in working capital
    -€13.34M
    Operating cash flow
    €10.78M
    Capex
    €1.89M
    Other investing cash flow
    -€173.05M
    Net investing cash flow
    -€124.13M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    -€34.61M
    Other financing cash flow
    €156.66M
    Net financing cash flow
    €116.79M
    Foreign exchange effects
    €0.00
    Net change in cash
    €3.43M
    Cash at end of period
    €105.35M
    Free cash flow
    €12.67M

    Balance sheet

    Cash and cash equivalents
    €25.54M
    Cash and short-term investments
    €274.28M
    Total receivables
    €1.34B
    Inventory
    €0.00
    Other current assets
    €0.00
    Total current assets
    €1.61B
    Property, plant & equipment
    €30.83M
    Goodwill
    €9.39M
    Intangible assets
    €2.13M
    Long-term investments
    €0.00
    Other non-current assets
    €0.00
    Total non-current assets
    €42.35M
    Total assets
    €1.81B
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €0.00
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €0.00
    Total non-current liabilities
    €0.00
    Total liabilities
    €1.54B
    Common stock
    -€7.73M
    Retained earnings
    €173.80M
    Other equity
    €6.09M
    Total equity
    €271.21M
    Total liabilities and shareholders' equity
    €1.81B

    Company information

    Market capitalization
    €271.89M
    Employees
    268
    Enterprise Value
    €268.38M

    Company ratios

    Gross margin
    57.9% Much worse than peer group: 78.5%
    EBITDA margin
    27.3% Better than peer group: 21.2%
    EBIT margin
    25.6% Even with peer group: 23.5%
    EBT margin
    25.6% Better than peer group: 19.9%
    Net margin
    20.0% Better than peer group: 14.7%
    ROE
    7.1% Even with peer group: 5.9%
    ROA
    1.1% Even with peer group: 0.7%
    Asset turnover
    5.4% Even with peer group: 4.9%
    FCF margin
    9.2% Worse than peer group: 17.1%
    FCF yield
    3.3%
    Efficiency ratio
    72.7%
    Net sales per employee
    €361.71K
    Net income per employee
    €72.30K

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