Porto Seguro S.A. / Estimates

Fiscal Year	Revenue	Net income	Net margin	Free cash flow	FCF margin
2024	€5.24B +7.5%	€423.78M +16.7%	8.1% +0.0064 pp	€432.38M +250.0%	8.3% +0.057 pp
2023	€4.87B +24.5%	€363.10M +98.8%	7.5% +0.028 pp	€123.54M -84.9%	2.5% -0.18 pp
2022	€3.92B +9.8%	€182.66M -26.2%	4.7% -0.023 pp	€819.58M +42.1%	20.9% +0.048 pp
2021	€3.57B +12.5%	€247.43M -8.5%	6.9% -0.016 pp	€576.63M +73.1%	16.2% +0.057 pp
2020	€3.17B +3.0%	€270.50M +22.4%	8.5% +0.014 pp	€333.07M +22.5%	10.5% +0.017 pp
2019	€3.08B +7.6%	€220.97M +5.2%	7.2% -0.0016 pp	€271.86M +19.1%	8.8% +0.0085 pp
2018	€2.86B -4.7%	€210.00M +19.1%	7.3% +0.015 pp	€228.19M -22.9%	8.0% -0.019 pp
2017	€3.00B +8.1%	€176.39M +20.2%	5.9% +0.0059 pp	€296.14M +89.3%	9.9% +0.042 pp
2016	€2.78B +5.6%	€146.70M -8.6%	5.3% -0.0082 pp	€156.45M -36.1%	5.6% -0.037 pp
2015	€2.63B +8.7%	€160.47M +14.4%	6.1% +0.0030 pp	€244.70M +17.5%	9.3% +0.0070 pp
2014	€2.42B +16.1%	€140.33M -37.7%	5.8% -0.050 pp	€208.21M -28.5%	8.6% -0.054 pp
2013	€2.08B +11.1%	€225.15M +105.9%	10.8% +0.050 pp	€291.05M +849.2%	14.0% +0.12 pp
2012	€1.88B +16.4%	€109.37M +17.7%	5.8% +0.00065 pp	€30.66M -82.2%	1.6% -0.090 pp
2011	€1.61B +1.7%	€92.95M -6.9%	5.8% -0.0053 pp	€172.17M +24.3%	10.7% +0.019 pp
2010	€1.59B +36.9%	€99.88M +95.8%	6.3% +0.019 pp	€138.51M -244.6%	8.7% +0.17 pp
2009	€1.16B +47.6%	€51.00M +9.6%	4.4% -0.015 pp	-€95.78M -192.7%	-8.3% -0.21 pp
2008	€785.93M +8.1%	€46.52M -30.9%	5.9% -0.033 pp	€103.32M +54.4%	13.1% +0.039 pp
2007	€727.16M -10.8%	€67.29M -8.7%	9.3% +0.0021 pp	€66.91M +135.1%	9.2% +0.057 pp
2006	€814.90M +48.0%	€73.73M +85.1%	9.0% +0.018 pp	€28.46M +59.0%	3.5% +0.0024 pp
2005	€550.79M +17.1%	€39.84M +66.1%	7.2% +0.021 pp	€17.90M -0.1%	3.2% -0.0056 pp
2004	€470.24M	€23.99M	5.1%	€17.92M	3.8%