Premier Financial Bancorp, Inc. / Fundamentals

    Income statement

    Net revenue
    €49.57M
    Cost of goods sold
    €0.00
    Gross profit
    €49.57M
    SG&A expenses
    €23.94M
    R&D expenses
    €0.00
    EBITDA
    €47.95M
    D&A
    €5.61M
    EBIT
    €22.02M
    Interest expenses
    €3.60M
    EBT
    €34.07M
    Tax expenses
    €20.11M
    Net income
    €34.28M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€11.58M
    Changes in working capital
    -€3.03M
    Operating cash flow
    €25.35M
    Capex
    €296.37K
    Other investing cash flow
    €13.35M
    Net investing cash flow
    -€108.38M
    Total cash dividends paid
    -€20.28M
    Issuance of common stock
    €0.00
    Debt repayment
    €0.00
    Other financing cash flow
    €130.20M
    Net financing cash flow
    €109.93M
    Foreign exchange effects
    €0.00
    Net change in cash
    €26.90M
    Cash at end of period
    €142.01M
    Free cash flow
    €25.65M

    Balance sheet

    Cash and cash equivalents
    €128.19M
    Cash and short-term investments
    €621.67M
    Total receivables
    €5.18M
    Inventory
    €0.00
    Other current assets
    -€605.94M
    Total current assets
    €20.91M
    Property, plant & equipment
    €29.12M
    Goodwill
    €41.04M
    Intangible assets
    €3.43M
    Long-term investments
    €493.48M
    Other non-current assets
    -€522.60M
    Total non-current assets
    €44.47M
    Total assets
    €65.38M
    Accounts payable
    €193.85K
    Short-term debt
    €0.00
    Other current liabilities
    €4.54M
    Total current liabilities
    €4.73M
    Long-term debt
    €4.73M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €0.00
    Total non-current liabilities
    €4.73M
    Total liabilities
    €1.58B
    Common stock
    €116.42M
    Retained earnings
    €93.88M
    Other equity
    €4.38M
    Total equity
    €214.69M
    Total liabilities and shareholders' equity
    €65.38M

    Company information

    Market capitalization
    €0.00
    Employees
    337
    Enterprise Value
    -€19.49M

    Company ratios

    Gross margin
    100.0% Better than peer group: 82.7%
    EBITDA margin
    96.7% Much better than peer group: 15.2%
    EBIT margin
    44.4% Better than peer group: 24.8%
    EBT margin
    68.7% Much better than peer group: 16.8%
    Net margin
    69.2% Much better than peer group: 11.5%
    ROE
    16.0% Better than peer group: 5.4%
    ROA
    52.4% Much better than peer group: 0.5%
    Asset turnover
    75.8% Much better than peer group: 4.5%
    FCF margin
    50.6% Much better than peer group: 20.8%
    FCF yield
    0.0%
    Efficiency ratio
    3.3%
    Net sales per employee
    €147.08K
    Net income per employee
    €101.71K

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