Qatar Insurance Company Q.S.P.C. / Fundamentals

    Income statement

    Net revenue
    €1.69B
    Cost of goods sold
    €0.00
    Gross profit
    €1.69B
    SG&A expenses
    €381.96M
    R&D expenses
    €0.00
    EBITDA
    €114.21M
    D&A
    €12.55M
    EBIT
    €160.69M
    Interest expenses
    €22.06M
    EBT
    €192.32M
    Tax expenses
    €18.12M
    Net income
    €163.89M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€200.25M
    Changes in working capital
    -€116.61M
    Operating cash flow
    -€126.47M
    Capex
    €11.96M
    Other investing cash flow
    €140.02M
    Net investing cash flow
    €96.04M
    Total cash dividends paid
    -€78.30M
    Issuance of common stock
    €0.00
    Debt repayment
    -€117.89M
    Other financing cash flow
    -€27.71M
    Net financing cash flow
    -€223.91M
    Foreign exchange effects
    €15.63M
    Net change in cash
    -€3.27M
    Cash at end of period
    €1.00B
    Free cash flow
    -€114.50M

    Balance sheet

    Cash and cash equivalents
    €1.00B
    Cash and short-term investments
    €3.53B
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€3.53B
    Total current assets
    €0.00
    Property, plant & equipment
    €26.24M
    Goodwill
    €0.00
    Intangible assets
    €103.77M
    Long-term investments
    €3.57B
    Other non-current assets
    -€3.70B
    Total non-current assets
    €0.00
    Total assets
    €6.08B
    Accounts payable
    €0.00
    Short-term debt
    €444.37M
    Other current liabilities
    -€444.37M
    Total current liabilities
    €0.00
    Long-term debt
    €0.00
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €0.00
    Total non-current liabilities
    €0.00
    Total liabilities
    €3.93B
    Common stock
    €771.05M
    Retained earnings
    €93.66M
    Other equity
    €0.00
    Total equity
    €2.15B
    Total liabilities and shareholders' equity
    €6.08B

    Company information

    Market capitalization
    €6.39B
    Employees
    300
    Enterprise Value
    €6.80B

    Company ratios

    Gross margin
    100.0% Much better than peer group: 56.2%
    EBITDA margin
    6.8% Much worse than peer group: 32.8%
    EBIT margin
    9.5% Much worse than peer group: 41.1%
    EBT margin
    11.4% Much worse than peer group: 42.5%
    Net margin
    9.7% Much worse than peer group: 42.4%
    ROE
    7.6% Worse than peer group: 14.2%
    ROA
    2.7% Even with peer group: 7.0%
    Asset turnover
    27.8% Worse than peer group: 39.4%
    FCF margin
    -8.2% Much worse than peer group: 34.9%
    FCF yield
    -2.2%
    Efficiency ratio
    93.2%
    Net sales per employee
    €5.63M
    Net income per employee
    €546.30K

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