Rhinebeck Bancorp, Inc. / Fundamentals

    Income statement

    Net revenue
    €47.86M
    Cost of goods sold
    €23.69M
    Gross profit
    €24.18M
    SG&A expenses
    €19.26M
    R&D expenses
    €0.00
    EBITDA
    -€6.95M
    D&A
    €1.20M
    EBIT
    -€8.15M
    Interest expenses
    €21.04M
    EBT
    -€8.15M
    Tax expenses
    -€1.72M
    Net income
    -€6.43M

    Cash flow statement

    Net deferred tax
    -€1.87M
    Non-cash items
    €16.80M
    Changes in working capital
    €4.14M
    Operating cash flow
    €14.05M
    Capex
    €571.90K
    Other investing cash flow
    -€34.90M
    Net investing cash flow
    €51.94M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    -€46.74M
    Other financing cash flow
    -€2.12M
    Net financing cash flow
    -€48.86M
    Foreign exchange effects
    €0.00
    Net change in cash
    €17.12M
    Cash at end of period
    €43.58M
    Free cash flow
    €14.62M

    Balance sheet

    Cash and cash equivalents
    €20.49M
    Cash and short-term investments
    €65.89M
    Total receivables
    €4.00M
    Inventory
    €0.00
    Other current assets
    €0.00
    Total current assets
    €69.89M
    Property, plant & equipment
    €11.99M
    Goodwill
    €1.93M
    Intangible assets
    €125.94K
    Long-term investments
    €842.32M
    Other non-current assets
    €150.88M
    Total non-current assets
    €1.01B
    Total assets
    €1.08B
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €892.13M
    Total current liabilities
    €892.13M
    Long-term debt
    €50.92M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €31.64M
    Total non-current liabilities
    €82.56M
    Total liabilities
    €974.68M
    Common stock
    €95.75K
    Retained earnings
    €81.13M
    Other equity
    -€9.61M
    Total equity
    €108.66M
    Total liabilities and shareholders' equity
    €1.08B

    Company information

    Market capitalization
    €113.50M
    Employees
    157
    Enterprise Value
    €193.54M

    Company ratios

    Gross margin
    50.5% Much worse than peer group: 78.9%
    EBITDA margin
    -14.5% Much worse than peer group: 21.2%
    EBIT margin
    -17.0% Much worse than peer group: 24.2%
    EBT margin
    -17.0% Much worse than peer group: 20.5%
    Net margin
    -13.4% Much worse than peer group: 15.1%
    ROE
    -5.9% Worse than peer group: 6.1%
    ROA
    -0.6% Even with peer group: 0.7%
    Asset turnover
    4.4% Even with peer group: 4.9%
    FCF margin
    28.2% Better than peer group: 17.1%
    FCF yield
    11.9%
    Efficiency ratio
    114.5%
    Net sales per employee
    €304.85K
    Net income per employee
    -€40.95K

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