S&T Bancorp, Inc. / Fundamentals

    Income statement

    Net revenue
    €480.47M
    Cost of goods sold
    €109.13M
    Gross profit
    €249.16M
    SG&A expenses
    €85.54M
    R&D expenses
    €0.00
    EBITDA
    €141.12M
    D&A
    €0.00
    EBIT
    €141.12M
    Interest expenses
    €114.24M
    EBT
    €141.12M
    Tax expenses
    €28.76M
    Net income
    €112.36M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    €119.52M
    Changes in working capital
    €0.00
    Operating cash flow
    €119.52M
    Capex
    €3.86M
    Other investing cash flow
    -€194.56M
    Net investing cash flow
    -€220.02M
    Total cash dividends paid
    -€44.48M
    Issuance of common stock
    €0.00
    Debt repayment
    -€97.11M
    Other financing cash flow
    €206.42M
    Net financing cash flow
    €63.44M
    Foreign exchange effects
    €0.00
    Net change in cash
    -€37.06M
    Cash at end of period
    €174.28M
    Free cash flow
    €123.38M

    Balance sheet

    Cash and cash equivalents
    €0.00
    Cash and short-term investments
    €0.00
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    €0.00
    Total current assets
    €0.00
    Property, plant & equipment
    €0.00
    Goodwill
    €320.40M
    Intangible assets
    €2.28M
    Long-term investments
    €0.00
    Other non-current assets
    -€322.68M
    Total non-current assets
    €0.00
    Total assets
    €8.42B
    Accounts payable
    €0.00
    Short-term debt
    €128.70M
    Other current liabilities
    -€128.70M
    Total current liabilities
    €0.00
    Long-term debt
    €86.06M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    -€86.06M
    Total non-current liabilities
    €0.00
    Total liabilities
    €7.18B
    Common stock
    €0.00
    Retained earnings
    €0.00
    Other equity
    €0.00
    Total equity
    €1.24B
    Total liabilities and shareholders' equity
    €8.42B

    Company information

    Market capitalization
    €1.24B
    Employees
    1.2K
    Enterprise Value
    €1.63B

    Company ratios

    Gross margin
    51.9% Much worse than peer group: 76.1%
    EBITDA margin
    29.4% Better than peer group: 22.5%
    EBIT margin
    29.4% Better than peer group: 21.8%
    EBT margin
    29.4% Better than peer group: 21.9%
    Net margin
    23.4% Better than peer group: 16.2%
    ROE
    9.1% Even with peer group: 7.2%
    ROA
    1.3% Even with peer group: 0.8%
    Asset turnover
    5.7% Even with peer group: 5.0%
    FCF margin
    24.1% Better than peer group: 15.4%
    FCF yield
    9.3%
    Efficiency ratio
    70.6%
    Net sales per employee
    €398.40K
    Net income per employee
    €93.17K

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