Sterling Bancorp, Inc. / Fundamentals

    Income statement

    Net revenue
    €81.86M
    Cost of goods sold
    €0.00
    Gross profit
    €81.86M
    SG&A expenses
    €37.75M
    R&D expenses
    €0.00
    EBITDA
    €1.91M
    D&A
    €665.81K
    EBIT
    €2.50M
    Interest expenses
    €51.96M
    EBT
    €3.65M
    Tax expenses
    €1.81M
    Net income
    €1.83M

    Cash flow statement

    Net deferred tax
    €790.22K
    Non-cash items
    -€3.91M
    Changes in working capital
    -€1.96M
    Operating cash flow
    -€1.82M
    Capex
    €75.50K
    Other investing cash flow
    €279.01M
    Net investing cash flow
    €245.62M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €429.00K
    Debt repayment
    €0.00
    Other financing cash flow
    €14.11M
    Net financing cash flow
    €13.79M
    Foreign exchange effects
    €0.00
    Net change in cash
    €257.58M
    Cash at end of period
    €753.48M
    Free cash flow
    -€1.75M

    Balance sheet

    Cash and cash equivalents
    €753.48M
    Cash and short-term investments
    €864.16M
    Total receivables
    €7.37M
    Inventory
    €0.00
    Other current assets
    €0.00
    Total current assets
    €871.53M
    Property, plant & equipment
    €12.97M
    Goodwill
    €0.00
    Intangible assets
    €1.10M
    Long-term investments
    €294.09M
    Other non-current assets
    €0.00
    Total non-current assets
    €321.37M
    Total assets
    €2.09B
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €9.94M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    -€9.94M
    Total non-current liabilities
    €0.00
    Total liabilities
    €1.80B
    Common stock
    €72.35M
    Retained earnings
    €209.44M
    Other equity
    -€11.60M
    Total equity
    €286.54M
    Total liabilities and shareholders' equity
    €2.09B

    Company information

    Market capitalization
    €215.90M
    Employees
    216
    Enterprise Value
    -€613.47M

    Company ratios

    Gross margin
    100.0% Better than peer group: 82.1%
    EBITDA margin
    2.3% Much worse than peer group: 25.5%
    EBIT margin
    3.1% Much worse than peer group: 88.9%
    EBT margin
    4.5% Worse than peer group: 22.3%
    Net margin
    2.2% Worse than peer group: 16.7%
    ROE
    0.6% Worse than peer group: 18.3%
    ROA
    0.1% Even with peer group: 1.8%
    Asset turnover
    3.9% Worse than peer group: 9.5%
    FCF margin
    -2.3% Much worse than peer group: 18.9%
    FCF yield
    -0.9%
    Efficiency ratio
    97.7%
    Net sales per employee
    €378.99K
    Net income per employee
    €8.49K

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