Trupanion, Inc. / Fundamentals

    Income statement

    Net revenue
    €1.17B
    Cost of goods sold
    €769.18M
    Gross profit
    €397.95M
    SG&A expenses
    €63.34M
    R&D expenses
    €28.11M
    EBITDA
    €36.43M
    D&A
    €13.78M
    EBIT
    €2.78M
    Interest expenses
    €12.13M
    EBT
    €10.52M
    Tax expenses
    €1.07M
    Net income
    €9.45M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€719.86K
    Changes in working capital
    €6.72M
    Operating cash flow
    €60.05M
    Capex
    €7.44M
    Other investing cash flow
    -€10.76M
    Net investing cash flow
    -€29.55M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    -€144.14K
    Debt repayment
    -€13.61M
    Other financing cash flow
    -€2.50M
    Net financing cash flow
    -€16.35M
    Foreign exchange effects
    €338.05K
    Net change in cash
    €34.43M
    Cash at end of period
    €141.12M
    Free cash flow
    €67.49M

    Balance sheet

    Cash and cash equivalents
    €105.31M
    Cash and short-term investments
    €274.21M
    Total receivables
    €251.24M
    Inventory
    €0.00
    Other current assets
    €14.30M
    Total current assets
    €539.75M
    Property, plant & equipment
    €87.33M
    Goodwill
    €35.17M
    Intangible assets
    €22.42M
    Long-term investments
    €143.29K
    Other non-current assets
    €42.59M
    Total non-current assets
    €187.65M
    Total assets
    €727.40M
    Accounts payable
    €7.44M
    Short-term debt
    €1.16M
    Other current liabilities
    €77.35M
    Total current liabilities
    €319.43M
    Long-term debt
    €97.05M
    Deferred tax liabilities
    €1.72M
    Other non-current liabilities
    €4.22M
    Total non-current liabilities
    €103.00M
    Total liabilities
    €422.42M
    Common stock
    €0.00
    Retained earnings
    -€187.01M
    Other equity
    €2.28M
    Total equity
    €304.98M
    Total liabilities and shareholders' equity
    €727.40M

    Company information

    Market capitalization
    €2.04B
    Employees
    1.1K
    Enterprise Value
    €2.18B

    Company ratios

    Gross margin
    34.1% Much better than peer group: -29.9%
    EBITDA margin
    3.1% Much better than peer group: -352.5%
    EBIT margin
    0.2% Much better than peer group: -343.4%
    EBT margin
    0.9% Much better than peer group: -345.4%
    Net margin
    0.8% Much better than peer group: -354.1%
    ROE
    3.1% Much better than peer group: -476.5%
    ROA
    1.3% Better than peer group: -5.2%
    Asset turnover
    160.5% Much better than peer group: 39.7%
    FCF margin
    4.5% Worse than peer group: 10.0%
    FCF yield
    2.6%
    Efficiency ratio
    96.9%
    Net sales per employee
    €1.03M
    Net income per employee
    €8.36K

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