United Cooperative Assurance Company / Fundamentals

    Income statement

    Net revenue
    €192.87M
    Cost of goods sold
    €13.91M
    Gross profit
    €178.96M
    SG&A expenses
    €0.00
    R&D expenses
    €0.00
    EBITDA
    -€8.78M
    D&A
    €2.08M
    EBIT
    €61.71M
    Interest expenses
    €0.00
    EBT
    -€10.05M
    Tax expenses
    -€108.62K
    Net income
    -€9.94M

    Cash flow statement

    Net deferred tax
    €0.00
    Non-cash items
    -€177.13K
    Changes in working capital
    €3.79M
    Operating cash flow
    -€6.63M
    Capex
    €923.48K
    Other investing cash flow
    €6.76M
    Net investing cash flow
    €3.43M
    Total cash dividends paid
    €0.00
    Issuance of common stock
    €0.00
    Debt repayment
    €0.00
    Other financing cash flow
    -€742.91K
    Net financing cash flow
    -€742.91K
    Foreign exchange effects
    €0.00
    Net change in cash
    -€3.94M
    Cash at end of period
    €21.57M
    Free cash flow
    -€5.71M

    Balance sheet

    Cash and cash equivalents
    €21.57M
    Cash and short-term investments
    €36.15M
    Total receivables
    €0.00
    Inventory
    €0.00
    Other current assets
    -€36.15M
    Total current assets
    €0.00
    Property, plant & equipment
    €3.10M
    Goodwill
    €17.97M
    Intangible assets
    €7.21M
    Long-term investments
    €55.41M
    Other non-current assets
    -€83.69M
    Total non-current assets
    €0.00
    Total assets
    €224.68M
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €0.00
    Total current liabilities
    €0.00
    Long-term debt
    €170.26K
    Deferred tax liabilities
    €2.28M
    Other non-current liabilities
    -€2.45M
    Total non-current liabilities
    €0.00
    Total liabilities
    €167.96M
    Common stock
    €91.66M
    Retained earnings
    -€50.17M
    Other equity
    €0.00
    Total equity
    €56.72M
    Total liabilities and shareholders' equity
    €224.68M

    Company information

    Market capitalization
    €295.60M
    Employees
    220
    Enterprise Value
    €213.55M

    Company ratios

    Gross margin
    92.8% Worse than peer group: 99.7%
    EBITDA margin
    -4.6% Worse than peer group: 4.6%
    EBIT margin
    32.0% Better than peer group: 18.2%
    EBT margin
    -5.2% Worse than peer group: 7.2%
    Net margin
    -5.2% Worse than peer group: -0.1%
    ROE
    -17.5% Worse than peer group: -7.1%
    ROA
    -4.4% Even with peer group: -1.5%
    Asset turnover
    85.8% Much better than peer group: 54.3%
    FCF margin
    -3.9% Even with peer group: -1.8%
    FCF yield
    -2.6%
    Efficiency ratio
    104.6%
    Net sales per employee
    €876.69K
    Net income per employee
    -€45.19K

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