USCB Financial Holdings, Inc. / Fundamentals

    Income statement

    Net revenue
    €127.26M
    Cost of goods sold
    €54.79M
    Gross profit
    €72.46M
    SG&A expenses
    €25.84M
    R&D expenses
    €0.00
    EBITDA
    €31.86M
    D&A
    €510.51K
    EBIT
    €31.35M
    Interest expenses
    €51.85M
    EBT
    €31.35M
    Tax expenses
    €7.56M
    Net income
    €23.78M

    Cash flow statement

    Net deferred tax
    €7.50M
    Non-cash items
    €949.81K
    Changes in working capital
    -€13.73K
    Operating cash flow
    €34.86M
    Capex
    €230.80K
    Other investing cash flow
    -€189.14M
    Net investing cash flow
    -€186.64M
    Total cash dividends paid
    -€4.23M
    Issuance of common stock
    €934.36K
    Debt repayment
    -€46.33M
    Other financing cash flow
    €177.41M
    Net financing cash flow
    €127.28M
    Foreign exchange effects
    €0.00
    Net change in cash
    -€24.51M
    Cash at end of period
    €84.07M
    Free cash flow
    €35.09M

    Balance sheet

    Cash and cash equivalents
    €84.07M
    Cash and short-term investments
    €320.14M
    Total receivables
    €9.46M
    Inventory
    €0.00
    Other current assets
    €0.00
    Total current assets
    €329.60M
    Property, plant & equipment
    €10.44M
    Goodwill
    €0.00
    Intangible assets
    €0.00
    Long-term investments
    €1.86B
    Other non-current assets
    €70.15M
    Total non-current assets
    €1.97B
    Total assets
    €2.30B
    Accounts payable
    €0.00
    Short-term debt
    €0.00
    Other current liabilities
    €1.98B
    Total current liabilities
    €1.98B
    Long-term debt
    €99.28M
    Deferred tax liabilities
    €0.00
    Other non-current liabilities
    €23.18M
    Total non-current liabilities
    €122.46M
    Total liabilities
    €2.10B
    Common stock
    €17.20M
    Retained earnings
    -€53.33M
    Other equity
    -€35.27M
    Total equity
    €193.13M
    Total liabilities and shareholders' equity
    €2.30B

    Company information

    Market capitalization
    €282.16M
    Employees
    199
    Enterprise Value
    €431.03M

    Company ratios

    Gross margin
    56.9% Much worse than peer group: 89.5%
    EBITDA margin
    25.0% Better than peer group: 14.1%
    EBIT margin
    24.6% Even with peer group: 28.4%
    EBT margin
    24.6% Even with peer group: 23.9%
    Net margin
    18.7% Even with peer group: 14.2%
    ROE
    12.3% Better than peer group: 6.4%
    ROA
    1.0% Even with peer group: 0.6%
    Asset turnover
    5.5% Even with peer group: 4.0%
    FCF margin
    27.2% Better than peer group: 12.0%
    FCF yield
    12.3%
    Efficiency ratio
    75.0%
    Net sales per employee
    €639.47K
    Net income per employee
    €119.52K

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